Earn involves investment risk. Returns are not guaranteed, and protocol failures or losses in the underlying lending positions can put your funds at risk.
Deposit into Earn
Open Earn in the Ramp Network app, if it is available to you.
Enter the amount of supported USDC you want to deposit.
Review the current APY, vault information, amount and fees.
Confirm the deposit using your passkey.
APY means annual percentage yield. It is a variable annualized rate, not a promised amount of earnings. Check the current rate in the app rather than relying on an earlier rate.
USDC on Stellar in your Everyday Account is not the same holding as USDC on Base used by Earn. Follow the funding options shown in Earn.
Review your balance and activity
Open your Earn holding to review its balance and the earnings information available. Check Activity for deposits and redemptions.
A change in APY can change future earnings. It does not mean the original rate remains fixed for your deposit.
Redeem funds to your wallet
Open your Earn holding and select Redeem.
Enter the amount you want to redeem.
Review the receiving wallet, any fees and the timing information shown.
Select Continue and complete the authorization steps.
Redemptions are normally instant. Delays occur only in exceptional cases.
You can redeem part of the balance where offered. A redemption returns crypto to your Ramp Network Wallet; it is not a payout to your bank.
A deposit or redemption is pending
If a deposit or redemption is pending, check Activity and the timing information in the app. A pending redemption is an exception to the normal instant experience; wait for it to complete before using those funds.
If a transaction shows complete but the balance is missing, refresh the app and compare the Earn and wallet balances. Contact Ramp Network support with your wallet address, transaction reference, time and screenshot if the issue continues.
If Earn is not shown, it may not be available to your account or location. Updating the app does not guarantee eligibility.