Ramp Network may ask how you obtained the money used for a transaction. A source-of-funds check concerns those specific funds. A source-of-wealth request concerns how you built your overall wealth.
Follow the request shown in Ramp Network and provide documents that connect the stated source to you.
Documents you can provide
Bank savings: statements covering the three most recent months, showing credits, debits and balances.
Employment income: your three most recent payslips.
Tax records: a tax return for the latest tax period.
Crypto holdings: digital-asset exchange statements covering the three most recent months.
Investments: investment or brokerage statements covering the three most recent months.
Property sale: the sale agreement and a bank statement showing the proceeds credited to your account.
Loan: the loan agreement and a bank statement showing the funds credited to your account.
Inheritance: a will, grant of probate, trust deed or solicitor's letter, plus a bank statement showing the funds credited to your account.
Company ownership: incorporation or ownership documents, plus evidence of company profitability or income you received from the company.
If your funds come from another source, contact support about suitable evidence.
Prepare your documents
Documents must show your full name, issuer and issue date. Use PDFs or clear, complete JPG or PNG images. All required details must be readable in Latin or Cyrillic. Do not submit screenshots, handwritten substitutes, cropped documents or empty bank statements.
Use the date range requested. A recent document requirement does not mean you should replace a historical sale, loan or inheritance agreement with a different document.
After submission
The review can take up to five business days, excluding weekends and public holidays. Check for a request for additional information. If five business days have passed with no outcome, Contact Ramp Network support.
If you do not provide the required evidence, your transaction will be canceled and you may be prevented from making further transactions through Ramp Network.